Where to Put Your AI Money This Year.
In 45 minutes: the three places AI actually pays off in a community bank this year — and the one place it doesn't, no matter what the demo looked like. Questions for as long as you want to ask them.
The recurring reporting package — credit, ALCO, capital: the same work every quarter, and the first place AI pays off
The analysis nobody has time for — peers, trends, sizing an acquisition
Policy and compliance — finding the policies that are quietly wrong
The one place AI does not pay off in a bank, shown live
Ten minutes of real tools on a public Call Report — only what’s actually deployed
Bankers first. Engineers second.
James Tippit
Twenty years inside banking, fifteen of them at every level of community bank leadership — CRA officer to EVP and Chief Administrative Officer at Independent Financial, then EVP and Director at SouthState Bank. A graduate of the Graduate School of Banking at Colorado and Yale School of Management’s Global Executive Leadership program. He helps community bank executives decide where AI belongs in their bank, and where it doesn’t.
Pete Tortorici
Retired Air Force lieutenant colonel. Worked at the Pentagon in data forensics and analysis.