Real Banking Use Cases
See how community banks use Perlucem.AI to transform daily operations
Risk Management
"What's our immediate impact to net interest income if we change deposit rates to 2.5%?"
Instant risk analysis without waiting for quarterly reports
"Show me all commercial loans with debt-to-income ratios above 40%"
Proactive risk identification across entire portfolio
"What's our total exposure to the hospitality sector?"
Real-time concentration risk monitoring
Compliance & Audit
"Show me all loans that need compliance review this quarter"
Automated compliance queue management
"Which transactions over $10K weren't properly documented?"
BSA/AML compliance gap identification
"Generate audit trail for loan #12345"
Instant audit documentation
Lending Operations
"Compare this loan application against our historical approval patterns"
Data-driven lending decisions
"What's the average time from application to approval for similar loans?"
Process efficiency insights
"Show me all pending loans waiting for collateral verification"
Bottleneck identification and resolution
Customer Service
"Summarize this customer's complete account history"
Enhanced customer context for service reps
"Has this customer been contacted about overdrafts in the last 30 days?"
Better customer relationship management
"What products does this customer qualify for?"
Intelligent cross-sell opportunities
Executive Intelligence
"What are our top 10 most profitable relationships?"
Strategic customer focus
"Compare our deposit growth to regional competitors"
Competitive intelligence
"What's our net interest margin trend over the last 6 months?"
Executive-level KPI monitoring
Operations & Efficiency
"Which branch has the highest transaction processing time?"
Operational efficiency optimization
"Show me all manual processes that could be automated"
Cost reduction opportunities
"What's our staff utilization rate by department?"
Resource allocation insights
Collaborative Intelligence
Share insights across your organization securely
Permission-Based Access
Each user sees only what they're authorized to access
- •VPs see VP-level data
- •Branch managers see branch data
- •Role-based data filtering
Share Insights
One-click sharing of analyses with colleagues
- •Slack-like notifications
- •Collaborative workspace
- •Audit trail maintained
Ready to Transform Your Operations?
See these use cases in action with a personalized demo for your bank